Investing can seem like it's really complicated to someone who has never really done it before. It's definitely true that investing can get complicated but it doesn't mean that all investing is difficult to understand. And even the most complicated investment subjects are never impossible to understand. However, if you're a beginner, you probably don't want to start with anything too tricky for your first foray into investing. There are plenty of options you can consider if you want to start off easy and gently find your way into being an investor. Take a look at the options below to get started.

Invest in Your Retirement

One of the first ways many people get involved in investing is by investing in their retirement. There are several investment types that are designed for exactly this purpose, some of which might be provided by your employer. You can choose to invest whatever you want into a retirement plan or retirement account. These accounts are often easy to manage, so you can quickly start to see how your funds are growing and helping you to build your future. If you have a retirement plan with your employer, they can agree to match your contributions too.

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Invest in Funds

There are several types of funds you might want to consider investing in as a beginner. Target-date mutual funds offer you one option which is great for saving for retirement. They automatically invest with your estimated retirement date in mind so that you can easily work toward your goal. Index funds are another way to invest in mutual funds while remaining fairly hands-off. These funds track a market index so a manager isn't needed to decide what should be in the portfolio. Exchange-traded funds (ETFs) operate in a similar way but can often have lower fees compared to mutual funds.

Use an Investing App

Investing apps can make investing really easy and allow you to invest without really having to think about it. They use artificial intelligence to invest your money for you and give you advice on how to invest. AI investing can get you started in just a few taps and you won't really have to think about it. Some apps will automatically take small amounts of money to invest for you. For example, they might round up your purchases and invest the extra. Others give you more options for how you want to invest.

Use Robo-Advisors

A similar investment option for beginners is to use robo-advisors. These services use computer algorithms to make investments for you, so you don't really have to pay much attention to them. They typically have low fees because you don't need to pay for expensive professionals to manage your investments for you. However, it's still important to keep an eye on what's happening to ensure your investments are going in the right direction. You can also learn more about how to manage your investments on your own.

Everyone has to start somewhere. If you're a beginner investor, you can get started in a number of different ways.