According to expert Mr. Jaret Seiberg, a senior policy analyst at investment banking company Cowen, Walmart has more chances of passing the regulatory scrutiny than that of Facebook. Walmart and Facebook’s crypto project have many fundamental differences that may cause legislators to prefer Walmart project for clearance instead of Facebook Libra. Walmart’s coin would differ little from any rechargeable gift card that customers can use to pay for things at Walmart but on the opposite side, Libra is likely to be used not only for payments but also for remittances. And this will make less concerning for regulators said, Seiberg.