Ric Edelman, founder of the Digital Assets Council of Financial Professionals, suggests a 10–40% crypto allocation in modern portfolios, moving beyond the outdated 60/40 stock-bond split. He argues bonds no longer offer strong returns, especially as people live longer and need portfolios to last decades. Edelman highlights crypto’s historical outperformance, low correlation to traditional assets, growing institutional adoption, and regulatory clarity—particularly with Bitcoin and Ethereum ETFs. He recommends 10% for conservative investors, 25% for moderate, and up to 40% for aggressive ones. Edelman believes crypto exposure is essential for future-focused, diversified long-term investment strategies in today’s evolving financial landscape.