Every year thousands of individuals linked with cryptocurrency meet in New York City and discuss various topics about crypto. However, the three most discussed topics this year was Retail, Tokenized Ownership, and DeFi (Decentralized Finance). In retail industry brands like Starbucks, Nordstrom, Whole Foods, and other major companies now accept Bitcoin. Consensus 2019 main theme was DeFi, its idea behind decentralized finance is that individuals will be able to serve one another with their financial needs and capacities, no middleman required.