While investors are eager to know when they can get their funds back from the crypto exchange FTX, insolvency lawyers claim that it could take years or even decades. FTX and its 130 affiliates filed for Chapter 11 bankruptcy protection in the United States on Nov. 11. Insolvency lawyer Stephen Earel states that complexities that come with digital assets, cross-border insolvency, and competing jurisdictions could add years to the timeline.