James K. Filan, an expert in securities law, predicts that the SEC will withdraw its charges against Ripple CEO, Brad Garlinghouse, and Chairman, Chris Larsen. He believes that the SEC's case is weak and that the agency is unlikely to prevail in court. Filan cites a number of factors to support his prediction, including the SEC's failure to provide clear evidence that XRP is a security, its reliance on outdated legal precedent, and its inconsistent enforcement of securities laws. He also notes that the SEC has lost a number of key rulings in the case.